Thimble’s General Liability product is as flexible, modern, and unique as today’s business. And it’s all done using the best in the business and without sacrificing the coverage your clients need.
Our General Liability product uses the Insurance Service Office CG 00 01 Commercial General Liability form as its base. Thimble’s General Liability product also contains proprietary forms designed to allow for the following: Setting short-term policy durations Including an exposure period for products and completed operations beyond the policy period Adding Additional Insureds easily and notifying them via email Purchasing a policy with as few as seven questions
As small business owners, we know some of your clients are just getting started, while others have been in the game for awhile and need more consistent and robust coverage. We aim to offer the most flexibility in our product offerings, so that every SMB can find the coverage that best suits them.
Annual: Help your clients save money with a traditional policy, paid in monthly installments OR in one upfront payment. All products available: GL (+CPP Endorsement), PL, IM, BOP, CP, WC, Cyber If canceled early by the insured, premium is refunded on a short-rate basis COI indicates 12 months of coverage
Monthly: The most flexible option for long-term coverage. General Liability & Professional Liability available + Coverage Extension for Property and/or Inland Marine Simple monthly payments with the ability to pause GL coverage for up to a month Less out of pocket cost to the insured if canceled early (short rated based on monthly premium) COI is issued as premium is collected
On-Demand: By-the-job insurance from an hour to a month. General Liability & Professional Liability available + Coverage Extension for Property Perfect for project-based work and for vendors attending an event Clients can extend coverage beyond 30 days if work really picks up!
Events: Have a client hosting an event? Event Liability with option to add Liquor Liability Short term coverage from an hour to 5 days
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